Three Wise Koi - White

PayPal

PayPal is a way of sending money quickly and securely. It's free within Australian when you use your linked bank account or PayPal balance. PayPal keep your financial information securely encrypted so you can pay online with confidence. When you link all your credit cards and bank accounts you can choose which one you want to use when checking out. PayPal gives you the flexibility to make payments from a Mastercard, Visa, American Express as well as a PayPal account.

PayPal Pay in 4

You can use PayPal's new Pay in 4 payment option. 

Simply select PayPal when you're on the payment page of the checkout and you will be redirected to PayPal where you can select this 'Buy Now, Pay Later' as a payment option.

Credit Card

We currently accept Visa, Mastercard or AMEX.

Customer credit card details are collected at each order and are never stored on the web server in any format. This eliminates the risk of customer's financial information being accessed by any third-party. The payment process is protected by industry standard 128 bit SSL (SecureSocket Layer) encryption between the customer's browser and the chic nest website and again between the chic nest site and the payment gateway. 

Afterpay

Afterpay is a third party payment option which provides an installment plan allowing you to pay for your purchase across four equal installments over 6 weeks. You'll pay your first instalment at the time of purchase, and the remainder every two weeks.

After checkout the order will be dispatched as normal. You can log into Afterpay at anytime and make a payment earlier than the scheduled one, otherwise the payment will automatically be deducted fortnightly.

Afterpay doesn’t apply a fee when purchasing, the only time a fee will be applied is if a payment has been missed.

zipPay

zipPay is a third party payment option that provides you with a reusable account of up to $1000, letting you shop now and pay later. There is no upfront payments and it is interest free. You are allowed as many purchases as you like, up to your account limit. You can then set up flexible repayments to suit your lifestyle. It is easy to apply via zipPay and can be approved for up to $1000.

There is no establishment fee to setup your zipPay account and there is no interest ever. If you have repaid your balance in full within 30 days you will never be charged any fees. Additionally, once you have paid your balance down to $0, no fees will ever be charged to your account -­ it will simply remain open waiting for you to use again to make additional purchases.

At the end of every billing month, you can choose to pay off your balance in full, or simply make a payment that suits your budget. There is a minimum repayment of $40 per month required, this will come from your linked debit card on the last day of each month. There is a $6 monthly account fee, this monthly fee is waived if your closing balance is paid by the due date. If you don't meet your monthly repayment, a $5 late fee may apply.

Find out more about zipPay here.

Gift Vouchers & Credit Notes

Gift vouchers can be purchased online here and credit notes/store credits can be issued through our returns process and can be used for payment of orders online.